Sun LocalFlorida home help Call (786) 396-5005

Florida homes · aging · flood · insurance

Keep your Florida home safe, insurable and easy to live in.

Florida's rules for flood insurance, flood disclosure and home inspections changed in 2025 and 2027. Families are also adapting homes so parents can stay put. We explain the rules plainly and connect you with licensed local pros who do the work.

Get matched, freeCall (786) 396-5005
  • Free to youPros pay us, never you
  • Licensed pros onlyChecked on the state DBPR database
  • Based in Hollywood, FLServing Florida homes
  • Answer in 1 business dayUp to 3 quotes, no obligation
A smiling older couple at their front door shaking hands with a local pro
Illustration
Flood disclosure in forceSellers and many landlords must disclose past flooding. What it means
Citizens: homes $400k+Citizens policies at this value need flood coverage. Check yours
Citizens: every policyAll Citizens personal residential policies with wind coverage need flood insurance.
4-point and roof checksOlder homes often need repairs before an insurer will renew. Failed one?

Three things Florida homeowners are dealing with now

Aging in place

Make the home work for the next 20 years

Most adults over 50 want to stay in their own homes. Small changes prevent the falls that force a move.

  • Walk-in and curbless showers
  • Grab bars, ramps, stairlifts
  • Wider doors, better lighting
Flood protection

Lower flood risk before it costs you

Flood history now has to be disclosed, and Citizens requires flood coverage on every policy from 2027.

  • Flood vents and barriers
  • Drainage and sump systems
  • Backflow valves, elevation advice
Insurance-ready

Fix what your insurer flagged

Roof age, old plumbing and old electrical panels are the usual reasons Florida insurers refuse or cancel.

  • 4-point inspection repairs
  • Roof replacement and certification
  • Wind mitigation upgrades

How Sun Local works

  1. Tell us what you need and your ZIP code. It takes about a minute.
  2. We check which licensed pros serve your area and handle that kind of work.
  3. Up to 3 of them contact you. You compare quotes and choose, or choose none.

We never sell your details to marketers. Your request goes only to the pros we match you with. More about how matching works.

Common questions

Is Sun Local free for homeowners?

Yes. You pay nothing to use Sun Local. Contractors we match you with may pay us a fee. You only pay a contractor if you hire them, on terms you agree with them directly.

What areas of Florida do you serve?

We match homeowners across Florida, including Miami, Fort Lauderdale, West Palm Beach, Boca Raton, Orlando, Tampa, St. Petersburg, Sarasota and Fort Myers. If no vetted pro serves your ZIP code yet, we'll tell you.

Do you sell insurance?

No. We help you fix the things insurers ask about, like roofs, old plumbing, electrical panels, wind protection and flood protection. For coverage questions, talk to a licensed Florida insurance agent.

How do you check contractors?

Every pro must hold an active Florida licence for the work they do, which we check on the state's DBPR database, plus proof of liability insurance. You should still check the licence yourself before signing.